Legal
Disclosures
Last updated: March 2, 2026
Advertising Disclosure
FynFund is a business lending marketplace operated by FynFund, Inc. We are not a lender. We connect business owners with a network of third-party lending partners who may offer funding products. We do not make credit decisions, set loan terms, guarantee approval, or disburse funds.
FynFund is compensated by its lending partners when a borrower receives funding through our platform. This compensation may influence which offers are presented and in what order, but it does not affect whether you qualify for funding. Our service is provided to applicants at no cost.
Information displayed on fynfund.com — including interest rates, terms, approval likelihood, and funding timelines — is for informational purposes only and does not constitute a loan offer or commitment. Actual offers are made solely by our lending partners and are subject to their underwriting criteria.
Rate & APR Disclosure
Rates, terms, and conditions shown on this website are examples and estimates. They do not represent a specific offer or guarantee. Actual rates and terms depend on factors including but not limited to:
- Personal and business credit history
- Time in business
- Annual and monthly business revenue
- Industry type and risk assessment
- Loan amount and product type
- Collateral availability
Example Rate Ranges
| Product | Typical APR / Factor | Terms |
|---|---|---|
| Term Loans | 7% – 30% APR | 6 – 84 months |
| Lines of Credit | 8% – 25% APR | Revolving |
| SBA Loans | 5.5% – 11.5% APR | 10 – 25 years |
| Working Capital | 1.10 – 1.50 factor rate | 3 – 18 months |
| Equipment Financing | 6% – 20% APR | Up to 84 months |
| Revenue Advance (MCA) | 1.15 – 1.55 factor rate | Flexible |
Rates shown are representative ranges from our lending partners as of the date above. Your actual rate and terms will be determined by the lender based on your specific financial profile.
Credit Inquiry Disclosure
When you submit an application through FynFund, you authorize FynFund and its lending partners to obtain your personal and/or business credit reports from one or more consumer reporting agencies (Equifax, Experian, TransUnion, or others).
Initial matching may involve a soft credit inquiry that does not affect your credit score. However, if you proceed with a specific lender offer, that lender may perform a hard credit inquiry, which could impact your credit score. You will be notified before any hard inquiry is performed.
Equal Credit Opportunity Notice
FynFund and its lending partners are committed to compliance with the Equal Credit Opportunity Act (ECOA). All applicants will be considered without regard to race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), receipt of income from any public assistance program, or good faith exercise of any right under the Consumer Credit Protection Act.
Communications & TCPA Disclosure
By providing your telephone number on our application, you expressly consent to receive calls and text messages — including those made using an automatic telephone dialing system or prerecorded/artificial voice — from FynFund and its lending partners at the number(s) you provided, regarding your loan application and related products and services.
Consent is not a condition of purchase or funding. You may revoke consent at any time by calling (305) 564-4204 or emailing support@fynfund.com. Standard message and data rates may apply. Message frequency varies.
E-SIGN Act Consent
By using FynFund's electronic application, you consent to conduct business electronically in accordance with the Electronic Signatures in Global and National Commerce Act (E-SIGN Act, 15 U.S.C. § 7001 et seq.). You agree that your electronic signature on our application has the same legal effect as a handwritten signature.
You consent to receive all communications, agreements, disclosures, and notices electronically. To access and retain electronic records, you need a device with internet access, a current web browser, and a valid email address. You may withdraw your consent to electronic communications at any time by contacting us, but doing so may limit our ability to process your application.
California Consumer Privacy (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):
- Right to Know — You may request the categories and specific pieces of personal information we have collected about you.
- Right to Delete — You may request deletion of personal information we collected, subject to certain exceptions (e.g., legal or regulatory record-keeping).
- Right to Non-Discrimination — We will not discriminate against you for exercising your CCPA rights.
- We Do Not Sell Personal Information — FynFund does not sell personal information as defined by the CCPA.
To submit a request, email support@fynfund.com with the subject line "CCPA Request."
State Availability
FynFund's lending partners operate under their own state licenses and registrations. Not all products are available in all states. The availability of specific loan products, rates, and terms may vary based on your state of residence and the state in which your business operates. Certain lending partners may not operate in all 50 states.
Questions & Complaints
If you have questions about these disclosures or wish to file a complaint, please contact us: